API Billing & Collections
Collect payments in your software
Collect Payments In Your Software
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Process Payments Within Your Existing Software
Fully integrated payment processing with industry leading security to remain compliant.


Process one-time and recurring payments directly within your existing software

Maintain card and bank information without liability of storing payment data

Safeguard against unauthorized activity through multi-factor user authentication

Keep your existing bank relationship with our custom flexible settlement options

Prevent fraud and returns with ValidPay
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PayAPI bill payment screen
How it Works
Payment API - how it works?
1. Customer Initiates Payment Transaction
Customers contact your call center or visit your website to get account information and complete payments.
2. Payment Information is Entered Into Your Software
Information is entered into your existing software or website portal for processing.
3. PaymentVision Securely Processes Transaction 
One-time and recurring credit card, debit card, or electronic check payments are processed securely through our gateway via API web service.
4. PaymentVision Returns Authorization or Decline Response 
The payment gateway returns an immediate authorization or decline response, and you can view and manage your payment channels from your account dashboard.