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Collections and Customer Service
 Enables you to capture and process ALL electronic payment types (ACH, credit card, debit card, and check) in a   single integrated system.
 Self-service payment windows keep payment doors open 24/7 (PayWeb and PayIVR).

Accounting and Finance
 Built in risk management engine (ValidPay) helps to prevent returns and other downstream errors.
 Payment dashboard and reporting engine allow you to centrally monitor and reconcile multiple payment   capture channels (Live Agent, IVR, Web, Remote Deposit).
 Automated return re-presentment and rules engine reduces the cost of managing exception items.

IT and Software Development
 Enables you to engage in payment electronification without the need to invest in an expensive security   infrastructure.
 Web-based, hosted system enables faster time-to-market and lower total cost of ownership comparative to   other third-party and in-house software systems.

Senior Management
 Group Roles and Permission system simplifies the set-up and oversight of functional and geographic divisions.
 Centralized processing and auditing reduces payment risks.
 Enables you to maintain compliance with NACHA, PCI, and FDCPA.