Inside PaymentVision’s Blog

Read our payments blog to find out what we’re working on and thinking about at PaymentVision.

Delinquencies On the Rise in CFPB’s Consumer Credit Market Report

Topics: Payments Industry Trends, Payments Compliance

Credit cards play a critical role in America’s economy, In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure Act (the CARD Act) to ensure that credit issuers and…

Read More > January 18, 2018

Card Present (CP) vs. Card Not Present (CNP) Transactions: What’s the Difference?

Topics: Merchant Processing, Electronic Payments, Retail Payments, Urgency Payments

Businesses want streamlined operations and maximum productivity, but sometimes these improvements come at a cost. Payment processing is so synchronized with daily operational costs that the service is easy to…

Read More > January 10, 2018

5 Tips for Selecting a Card Payment Processor

Topics: Merchant Processing, Electronic Payments, Retail Payments

While cash is still the single largest payment method for retail sales, credit and debit combined easily take the top spot, accounting for 48 percent of all transactions. With so…

Read More > January 2, 2018

7 Trends That Prove Mobile Payments Are Here to Stay in 2018

Topics: Merchant Processing, Electronic Payments, Retail Payments

Mobile payments have grown from a niche service for tech-savvy consumers to mainstream use in the space of several years. This article will highlight current trends in the mobile payment…

Read More > December 26, 2017

Why Cash is Still King with Walk-in Payment Services

Topics: Retail Payments

While electronic services have changed the landscape of financial services, consumers are still using a full range of payment methods, including cash. Though the use of e-commerce and mobile channels…

Read More > December 21, 2017

CFPB Reports a Drastic Increase In Riskier, Longer-Term Auto Loans

Topics: Payments Industry Trends, Payments Compliance

As the country recovered from The Great Recession, the auto industry led the industrial-sector back to best-ever sales numbers in 2017. Part of its resurgence was due to a shift…

Read More > December 19, 2017