Credit & Payment
Risk Management Solutions

Credit & Payment Risk Management Solutions

  • Access extensive library of risk rules
  • Custom rules for payment types
  • FACTA and Patriot Act compliance
  • Lyons Commercial Data verification
  • Quick approval, reduced NSF fees
  • Much more!
Request Free Demo

Interested in requesting a free demo?
Have one of our payment experts call you.

Take Control of Risk

  • Extensive Library of Risk Rules

    With our risk management services, you will immediately gain access to an extensive, online, cloud-based library of risk rules that can help keep you ahead of the rest.

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  • Custom Processing Rules

    You can customize various payment processing rules. You can apply custom rules to all payments, or rules based on specific payment types.

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  • FACTA and Patriot Act Compliant

    It's incredibly important to stay within compliance rules and regulations. Our risk management solutions are in FACTA compliance and within Patriot Act regulations.

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  • Verified Transactions

    Every transaction is verified through the Lyons Commercial Data ABA database. This database is updated on a daily basis to ensure recent, accurate data.

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  • Identity and Account Solutions

    We provide verification solutions for both identities and accounts, allowing for quick approvals, optimized performance, and reduced NSF fees.

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Interested in requesting a free demo?
Have one of our payment experts call you.

How it Works

1Customer Makes Payment

Customers submit payment through an integrated payment window (online, through the call center, IVR, or API)

2ValidPay Rules Applied to Payments

Risk rules created by your comptroller or risk manager are applied to all payments before settlement.

3PaymentVision Securely
Processes Transaction

Payments that do not violate a rule are settled, while offending payments are suspended pending additional manager approval.

4Collect Funds & Get
Real-Time Reporting

Collect your payments and use our online administrative hub to get a centralized view of activity across all your payment channels.

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