Credit Risk Management

Credit & Payment Risk Management Solutions

Credit & Payment Risk Management Solutions

  • Access extensive library of risk rules
  • Custom rules for payment types
  • FACTA and Patriot Act compliance
  • Lyons Commercial Data verification
  • Quick approval, reduced NSF fees
  • Much more!
Request Free Demo

Interested in requesting a free demo?
Have one of our payment experts call you.

Take Control
of Risk

  • Extensive Library of Risk Rules

    With our risk management services, you will immediately gain access to an extensive, online, cloud-based library of risk rules that can help keep you ahead of the rest.

  • Custom Processing Rules

    You can customize various payment processing rules. You can apply custom rules to all payments, or rules based on specific payment types.

  • FACTA and Patriot Act Compliant

    It's incredibly important to stay within compliance rules and regulations. Our risk management solutions are in FACTA compliance and within Patriot Act regulations.

  • Verified Transactions

    Every transaction is verified through the Lyons Commercial Data ABA database. This database is updated on a daily basis to ensure recent, accurate data.

  • Identity and Account Solutions

    We provide verification solutions for both identities and accounts, allowing for quick approvals, optimized performance, and reduced NSF fees.

Interested in requesting a free demo?
Have one of our payment experts call you.

How it Works

  • 1. Customer Makes Payment

    Customers submit payment through an integrated payment window (online, through the call center, IVR, or API)

  • 2. ValidPay Rules Applied to Payments

    Risk rules created by your comptroller or risk manager are applied to all payments before settlement.

  • 3. PaymentVision Securely Processes Transaction

    Payments that do not violate a rule are settled, while offending payments are suspended pending additional manager approval.

  • 4. Collect Funds & Get Real-Time Reporting

    Collect your payments and use our online administrative hub to get a centralized view of activity across all your payment channels.

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