Installment lending · Auto title loans · Payday lending

Remove payment friction. Collect more.

Borrowers are deciding which bills to pay first. Make sure your bill gets paid.

2,000+

Corporate Clients

$2B+

Processed annually

30+

Years In Business

If it’s hard to pay, borrowers won’t.

The lenders who get paid first are the ones who make it easiest to act in the moment. When payment means a branch visit, a phone call during business hours, or a check in the mail, you’ve already lost borrowers who were ready to pay.

Borrowers drop when repayment gets complicated.

Friction doesn’t just slow payments down.
It stops them.

Branch visits are a barrier,
not a feature.

Every in-person requirement is a borrower you’re giving a
reason to wait.

Manual workflows
slow your team down.

Time spent on intake and reconciliation is time not spent growing the portfolio.

A complicated path
kills momentum.

The longer the gap between intent and payment, the more drop-off you absorb.

The real competition isn’t other lenders. It’s every other bill your borrower has to pay this month.

Meet borrowers where they’re ready to pay.

PaymentVision gives consumer lenders a full set of repayment channels so borrowers can pay by text, phone, online, or with a live agent.

HIGHEST IMPACT

Text
payment links

One text gets the borrower directly into the payment flow — no login, no portal navigation, minimal friction, maximum follow-through.

PayByText

Live agent-assisted payments

For borrowers who prefer to call in. Essential for lenders moving customers out of the branch and into faster, lower-cost channels.

PayAgent

Online and mobile payments

Self-service payment from any device — a seamless digital path from origination through payoff.

PayWeb360

Automated phone payments

For borrowers who prefer an automated option — pay without speaking to an agent, any time of day.

PayIVR

See the full repayment experience.

We’ll walk through how each payment method works for your borrowers and how payment activity connects to your existing systems.

WHY PAYMENTVISION

We know your industry.
We have your back.

Consumer lenders don’t need a standard payment processor. They need a partner that understands borrower behavior, credit-challenged markets, and won’t suddenly shift strategy leaving clients scrambling.

A processor that won’t pull the plug

We understand the industry. We’re not going anywhere.

Pricing that reflects the platform

Competitive rates that reflect what the platform actually delivers.

Channels that match how borrowers pay

Text, phone, online, and agent-assisted — repayment on their terms.

Less manual work for your team

Modern channels reduce intake and reconciliation so staff can focus on growth.

Customer Feedback

★★★★★

"When selecting a trustworthy vendor to handle your payment processing needs, look for a partner instead! This is exactly what we have found with Payment Vision from day one! The team at Payment Vision are engaged and resolution-oriented. They take our industry seriously and are consistently surfacing more efficient and compliant solutions to ensure we continue to evolve."

★★★★★

“We have developed a great partnership with Payment Vision! Whenever we have an issue, they respond quickly and deliver results. They have asked us how they can better help us and included us in new product development testing. We are extremely appreciative to Payment Vision and feel they are an integral part of our team.”

★★★★★

“Portnoy Schneck, LLC has been a client of PaymentVision since 2018 and has been extremely pleased with its products and services. Because of their technology, we have been able to increase the number of payments collected monthly. Thank you for being a great partner of ours.”

CONSUMER LENDING